Generally, I tend to prioritise investing my money over spending on experiences.

Strongly Disagree

Strongly Agree


My financial decisions are typically driven by facts rather than my emotions at the time.

Strongly Disagree

Strongly Agree


I generally feel more secure with investments that my friends and family have done before.

Strongly Disagree

Strongly Agree


Faced with the choice of attending my best friend's overseas wedding or purchasing a much-needed new laptop for work, I would prioritise attending the wedding.

Strongly Disagree

Strongly Agree


When investing, I am more concerned about potential losses rather than potential gains.

Strongly Disagree

Strongly Agree


When I have idle cash in my bank account, I feel an instinctive urge to put it to work, either by spending it or investing it.

Strongly Disagree

Strongly Agree


My purchases reflect my identity and project an image of myself to the world.

Strongly Disagree

Strongly Agree


I prefer to maintain a bigger emergency fund as a safety net for unforeseen circumstances. You never know what could happen.

Strongly Disagree

Strongly Agree


When investing, I am solely focused on maximising my returns. Social, environmental, religious, and sustainability considerations do not factor into my investment decisions.

Strongly Disagree

Strongly Agree


I tend to prioritise spending on my family over spending on myself.

Strongly Disagree

Strongly Agree


Money is intended to be spent.

Strongly Disagree

Strongly Agree


I prefer a conservative investment strategy rather than an aggressive one.

Strongly Disagree

Strongly Agree


My purchases tend to be practical or useful, either for myself or my family. I rarely indulge in non-essential items.

Strongly Disagree

Strongly Agree


I find it rewarding to set financial goals and monitor my progress towards achieving them.

Strongly Disagree

Strongly Agree


I prefer to be actively involved in my personal financial management, either by managing my finances directly or by discussing strategy with an adviser.

Strongly Disagree

Strongly Agree


Once I have set a financial goal, I am highly motivated to achieve it and I typically remain on track.

Strongly Disagree

Strongly Agree