Generally, I tend to invest my money rather than spending on experiences.

Strongly Disagree

Strongly Agree


Generally, my financial decisions are influenced by facts, rather than how I'm feeling at the moment.

Strongly Disagree

Strongly Agree


I generally feel safer with investments that my friends and family have done before.

Strongly Disagree

Strongly Agree


I only have enough money to either attend my best friend's wedding overseas, or buy a new laptop that i really need for work. I will be there for my best friend.

Strongly Disagree

Strongly Agree


When investing, I am more concerned about losses rather than my potential gains.

Strongly Disagree

Strongly Agree


When I have idle cash in my bank account, I instinctively want to put it to use (i.e. I want to spend it or invest it).

Strongly Disagree

Strongly Agree


My purchases reflect me. They paint an image of me to the world.

Strongly Disagree

Strongly Agree


I prefer to keep a larger emergency fund, just in case. You never know what could happen.

Strongly Disagree

Strongly Agree


When investing, only the bottom-line (i.e. my return) matters. I am NOT concerned about any social, environmental, religious, or sustainability issues.

Strongly Disagree

Strongly Agree


I tend to spend more on my family rather than on myself.

Strongly Disagree

Strongly Agree


Money is meant to be spent.

Strongly Disagree

Strongly Agree


I am more likely to follow a conservative investment strategy than an aggressive one.

Strongly Disagree

Strongly Agree


My purchases tend to be practical or useful, either for myself or the family. I rarely buy anything 'just for fun' or 'because it's nice'.

Strongly Disagree

Strongly Agree


I enjoy setting financial goals and tracking my progress towards them.

Strongly Disagree

Strongly Agree


I prefer to be more involved in my personal financial management (i.e. either directly handling it myself or discussing strategy with my adviser).

Strongly Disagree

Strongly Agree


If I have set a financial goal, I will do what it takes to achieve it and I can generally stay on track.

Strongly Disagree

Strongly Agree